Free Educational Tool

Hurricane Deductible Calculator

Estimate your out-of-pocket hurricane deductible before you decide to file a claim. You will need your Dwelling Coverage amount and your hurricane deductible percentage.

Dwelling Coverage Amount

This is usually Coverage A on your homeowners insurance policy.

Hurricane Deductible Percentage

Custom Hurricane Deductible Percentage

Estimated Damage Amount

Optional. Use this to estimate whether your damage may exceed your deductible.

Has your hurricane deductible already been applied this calendar year? No Yes Not sure

Florida hurricane deductibles may apply differently depending on your policy and calendar year. Check your policy.

Disclaimer

This page is educational only and is not legal, insurance, financial, or claims advice. Contact your insurance professional or licensed public adjuster for specific guidance.