Florida county guides
Florida Hurricane Deductible Calculator by County
Pick your county to get the local hurricane deductible guide, storm prep checklist, evacuation budget calculator, roof payout calculator, wind mitigation calculator, and claim deadline tool.
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County Pages
These pages target local storm, roof, evacuation, and deductible searches across all 67 Florida counties.
Alachua County
North Central Florida. Gainesville, Alachua, High Springs, Newberry, Archer, and Hawthorne.
Open Alachua GuideBaker County
Northeast Florida inland. Macclenny, Glen St. Mary, Sanderson, Olustee, and Taylor.
Open Baker GuideBay County
Florida Panhandle coast. Panama City, Panama City Beach, Lynn Haven, Callaway, Mexico Beach, and Youngstown.
Open Bay GuideBradford County
North Florida inland. Starke, Lawtey, Hampton, Brooker, and Keystone Heights.
Open Bradford GuideBrevard County
Space Coast / Atlantic coast. Melbourne, Palm Bay, Titusville, Cocoa, Merritt Island, Cocoa Beach, and Rockledge.
Open Brevard GuideBroward County
South Florida / HVHZ. Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs, Pompano Beach, and Davie.
Open Broward GuideCalhoun County
Florida Panhandle inland. Blountstown, Altha, Clarksville, Kinard, and Frink.
Open Calhoun GuideCharlotte County
Southwest Florida coast. Punta Gorda, Port Charlotte, Englewood, Rotonda West, and Babcock Ranch.
Open Charlotte GuideCitrus County
Nature Coast. Inverness, Crystal River, Homosassa, Beverly Hills, Lecanto, and Floral City.
Open Citrus GuideClay County
Northeast Florida inland. Green Cove Springs, Orange Park, Fleming Island, Middleburg, Keystone Heights, and Oakleaf.
Open Clay GuideCollier County
Southwest Florida coast. Naples, Marco Island, Immokalee, Golden Gate, East Naples, and Everglades City.
Open Collier GuideColumbia County
North Florida inland. Lake City, Fort White, Five Points, Watertown, and Lulu.
Open Columbia GuideDeSoto County
South Central Florida inland. Arcadia, Nocatee, Fort Ogden, Lake Suzy, and Brownville.
Open DeSoto GuideDixie County
Big Bend / Nature Coast. Cross City, Horseshoe Beach, Old Town, Suwannee, and Jena.
Open Dixie GuideDuval County
Northeast Florida coast. Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach, Baldwin, and Mandarin.
Open Duval GuideEscambia County
Western Panhandle coast. Pensacola, Century, Cantonment, Ensley, Bellview, and Perdido Key.
Open Escambia GuideFlagler County
Northeast Florida coast. Palm Coast, Bunnell, Flagler Beach, Beverly Beach, Marineland, and Hammock.
Open Flagler GuideFranklin County
Forgotten Coast. Apalachicola, Carrabelle, Eastpoint, St. George Island, and Lanark Village.
Open Franklin GuideGadsden County
North Florida inland. Quincy, Havana, Chattahoochee, Gretna, Greensboro, and Midway.
Open Gadsden GuideGilchrist County
North Central Florida inland. Trenton, Bell, Fanning Springs, and Waccasassa.
Open Gilchrist GuideGlades County
Lake Okeechobee / inland. Moore Haven, Buckhead Ridge, Lakeport, Palmdale, and Ortona.
Open Glades GuideGulf County
Forgotten Coast. Port St. Joe, Wewahitchka, Highland View, Indian Pass, and Cape San Blas.
Open Gulf GuideHamilton County
North Florida inland. Jasper, Jennings, White Springs, and Genoa.
Open Hamilton GuideHardee County
Central Florida inland. Wauchula, Bowling Green, Zolfo Springs, Ona, and Limestone.
Open Hardee GuideHendry County
Southwest Florida inland. LaBelle, Clewiston, Harlem, Montura, and Port LaBelle.
Open Hendry GuideHernando County
Nature Coast. Brooksville, Spring Hill, Weeki Wachee, Hernando Beach, Ridge Manor, and Masaryktown.
Open Hernando GuideHighlands County
Central Florida inland. Sebring, Avon Park, Lake Placid, Lorida, and Venus.
Open Highlands GuideHillsborough County
Tampa Bay. Tampa, Brandon, Riverview, Plant City, Temple Terrace, Apollo Beach, and Town 'n' Country.
Open Hillsborough GuideHolmes County
Florida Panhandle inland. Bonifay, Ponce de Leon, Esto, Noma, Westville, and Esto.
Open Holmes GuideIndian River County
Treasure Coast. Vero Beach, Sebastian, Fellsmere, Indian River Shores, and Wabasso.
Open Indian River GuideJackson County
Florida Panhandle inland. Marianna, Sneads, Graceville, Cottondale, Malone, and Grand Ridge.
Open Jackson GuideJefferson County
Big Bend inland. Monticello, Wacissa, Lloyd, Lamont, and Aucilla.
Open Jefferson GuideLafayette County
North Florida inland. Mayo, Day, Buckville, and Cooks Hammock.
Open Lafayette GuideLake County
Central Florida inland. Tavares, Clermont, Leesburg, Mount Dora, Eustis, Groveland, and Lady Lake.
Open Lake GuideLee County
Southwest Florida coast. Fort Myers, Cape Coral, Bonita Springs, Estero, Lehigh Acres, Sanibel, and Fort Myers Beach.
Open Lee GuideLeon County
Big Bend inland. Tallahassee, Woodville, Bradfordville, Chaires, and Miccosukee.
Open Leon GuideLevy County
Nature Coast. Bronson, Williston, Chiefland, Cedar Key, Inglis, and Yankeetown.
Open Levy GuideLiberty County
Florida Panhandle inland. Bristol, Hosford, Telogia, Sumatra, and Rock Bluff.
Open Liberty GuideMadison County
North Florida inland. Madison, Greenville, Lee, Pinetta, and Cherry Lake.
Open Madison GuideManatee County
Gulf Coast. Bradenton, Palmetto, Lakewood Ranch, Anna Maria, Holmes Beach, and Parrish.
Open Manatee GuideMarion County
North Central Florida inland. Ocala, Belleview, Dunnellon, Silver Springs, Reddick, and Fort McCoy.
Open Marion GuideMartin County
Treasure Coast. Stuart, Hobe Sound, Jensen Beach, Palm City, Indiantown, and Sewall's Point.
Open Martin GuideMiami-Dade County
South Florida / HVHZ. Miami, Hialeah, Homestead, Doral, Kendall, Miami Beach, and Coral Gables.
Open Miami-Dade GuideMonroe County
Florida Keys. Key West, Marathon, Islamorada, Key Largo, Big Pine Key, and Tavernier.
Open Monroe GuideNassau County
Northeast Florida coast. Fernandina Beach, Yulee, Callahan, Hilliard, Amelia Island, and Bryceville.
Open Nassau GuideOkaloosa County
Emerald Coast. Fort Walton Beach, Destin, Niceville, Crestview, Mary Esther, and Eglin.
Open Okaloosa GuideOkeechobee County
Lake Okeechobee / inland. Okeechobee, Taylor Creek, Cypress Quarters, Basinger, and Fort Drum.
Open Okeechobee GuideOrange County
Central Florida inland. Orlando, Winter Park, Apopka, Ocoee, Winter Garden, Maitland, and Lake Buena Vista.
Open Orange GuideOsceola County
Central Florida inland. Kissimmee, St. Cloud, Celebration, Poinciana, Buenaventura Lakes, and Yeehaw Junction.
Open Osceola GuidePalm Beach County
Southeast Florida coast. West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Jupiter, Wellington, and Lake Worth Beach.
Open Palm Beach GuidePasco County
Tampa Bay / Nature Coast. New Port Richey, Zephyrhills, Dade City, Wesley Chapel, Land O' Lakes, and Hudson.
Open Pasco GuidePinellas County
Tampa Bay coast. St. Petersburg, Clearwater, Largo, Pinellas Park, Dunedin, Tarpon Springs, and Safety Harbor.
Open Pinellas GuidePolk County
Central Florida inland. Lakeland, Winter Haven, Bartow, Haines City, Lake Wales, Auburndale, and Davenport.
Open Polk GuidePutnam County
Northeast Florida inland. Palatka, Crescent City, Interlachen, Welaka, Pomona Park, and East Palatka.
Open Putnam GuideSanta Rosa County
Western Panhandle coast. Milton, Gulf Breeze, Navarre, Pace, Jay, and Bagdad.
Open Santa Rosa GuideSarasota County
Gulf Coast. Sarasota, Venice, North Port, Englewood, Siesta Key, and Longboat Key.
Open Sarasota GuideSeminole County
Central Florida inland. Sanford, Altamonte Springs, Oviedo, Winter Springs, Lake Mary, and Casselberry.
Open Seminole GuideSt. Johns County
Northeast Florida coast. St. Augustine, Ponte Vedra Beach, Nocatee, Fruit Cove, Hastings, and Vilano Beach.
Open St. Johns GuideSt. Lucie County
Treasure Coast. Port St. Lucie, Fort Pierce, St. Lucie Village, White City, and Tradition.
Open St. Lucie GuideSumter County
Central Florida inland. Bushnell, Wildwood, Webster, Center Hill, Lake Panasoffkee, and The Villages.
Open Sumter GuideSuwannee County
North Florida inland. Live Oak, Branford, Wellborn, McAlpin, and Dowling Park.
Open Suwannee GuideTaylor County
Big Bend / Nature Coast. Perry, Steinhatchee, Shady Grove, Salem, and Keaton Beach.
Open Taylor GuideUnion County
North Florida inland. Lake Butler, Raiford, Worthington Springs, and Providence.
Open Union GuideVolusia County
East Central Florida coast. Daytona Beach, DeLand, Ormond Beach, New Smyrna Beach, Port Orange, and Deltona.
Open Volusia GuideWakulla County
Big Bend coast. Crawfordville, Sopchoppy, St. Marks, Panacea, and Shell Point.
Open Wakulla GuideWalton County
Emerald Coast. DeFuniak Springs, Santa Rosa Beach, Freeport, Paxton, Miramar Beach, and Seaside.
Open Walton GuideWashington County
Florida Panhandle inland. Chipley, Vernon, Caryville, Wausau, Ebro, and Greenhead.
Open Washington GuideUse the calculators before the claim starts
Most homeowners wait until damage happens to find their deductible, policy documents, receipts, roof photos, and deadlines. That delay costs money and leverage. Start with your county page, then run the calculators before peak storm season.